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1
Apr

Hanne’s Hope Spring Fling, MS Fundraiser

Your West Coast Marketing Group is having a fundraiser for MS on Tuesday April 8th at the Best Western Hotel.  Karen Ewing of our office at Invis West Coast is sponsoring the event.  This is a lady’s only fundraiser.  There will be vendors that will be of interest to the ladies in attendance. In addition there will be games, trivia

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31
Mar

Mortgage pre payment penalties, all are not the same.

All things being equal, choose your mortgage with the best prepayment penalty   It’s impossible to plan on many of the things that will happen in our lives, like a job loss, illness, divorce, a personal matter, or even finding a better mortgage rate.  There are many reasons why you may need to one day break your mortgage and renegotiate.

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21
Mar

Want to build wealth and achieve your financial goals? Check this out!

Use your mortgage to pull debt together and save for retirement Perhaps too much debt has made your monthly cash flow tight, putting you under some financial pressure and making it almost impossible to save for retirement.  With the right plan in place, it may be possible to simplify your debt, reduce interest costs, and save for retirement, all without

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19
Mar

Mortgage help for the Self Employed

Mortgage Brokers Work with Self-employed Canadians Everyday   While freelancers, contractors, entrepreneurs and small business owners are considered an excellent and reliable customer group, it’s not always easy for someone who is self-employed to get mortgage financing. Salaried employees prove their income with their T4 slips. The self-employed on the other hand have a much harder time proving their earnings

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14
Mar

A little credit score information:

What is your credit score? Credit scores can range from 300 to 900 and are used by lenders to determine what kind of a risk you are likely to be as a borrower. Your score is based on several attributes – Payment history The single biggest factor in your credit score is having a timely bill payment history. Recent late

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7
Mar

Want to help your children buy a home?

Should you give your child a boost to home ownership? With the financial demands of school loans, living expenses, and finding a career path, many young people struggle to purchase their first home. Often, parents and grandparents are very sympathetic. They’ve enjoyed the financial benefits of long-term home ownership themselves, and see how hard it is today to make that

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5
Mar

CMHC Changes Premiums

Mortgage before May: Rising mortgage insurance premiums bump up costs If you’re in the market for a mortgage, and have less than 20 per cent downpayment, then you might want to get that mortgage before May. For the first time in more than a decade, Canada Mortgage and Housing Corporation (CMHC) is raising premiums for insuring mortgages on Canadian homes:

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21
Feb

10 Characteristics of Debt-Free People

10 Characteristics of Debt-Free People AJ Smith | Credit.com – Tue, 4 Feb, 2014 Whether you’ve resolved to get debt-free in 2014 or you have a long way to go, it’s good to be inspired. Look at people you know who are already living debt-free lives. Whether it’s a friend, family member or co-worker, the person you are thinking of

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25
Sep

11 Ways to Get Your Home Ready for the Market

11 Ways to Get Your Home Ready for the Market Anne Day Huffington Post Sort. Declutter. Clean… Repeat. That’s been my life for the past eight months since we decided to put our home of 28 years up for sale. We’re nearing the end, and my firmest hope is for a quick sale… and a long closing. So I have

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20
Aug

Interest Rate Update

Here is a bit of an update on mortgage interest rates.  The 5 year bond yield has been increasing which shrinks the spread between the bond yield and the 5 year industry average mortgage rate. When that spread shrinks, that prompts interest rates to rise.  We saw one round of increases in the past few weeks and it looks like

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