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18
Jul

debt-ridden Canadians are doing just fine. their governments, not so much

Debt-ridden Canadians are doing just fine. Their governments, not so much A new report from the Fraser Institute suggests that despite record debt, Canadians are being more responsible about their finances than their governments Household debt is at record levels, but so is household net worth, and a new study says our governments could learn something from Canadians. Household Debt

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17
Jul

Sorry, nobody wants your parent’s stuff

Sorry, Nobody Wants Your Parents’ Stuff Advice for boomers desperate to unload family heirlooms By Richard EisenbergMoney & Work EditorFebruary 9, 2017 After my father died at 94 in September, leaving my sister and me to empty his one-bedroom, independent living New Jersey apartment, we learned the hard truth that others in their 50s and 60s need to know: Nobody

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13
Jul

“we used to be savers”: Why Canadians ignore warnings about debt Financial ignorance, incentives to borrow, and the psychological effects of debt may all play a role

‘We used to be savers’: Why Canadians ignore warnings about debt Financial ignorance, incentives to borrow, and the psychological effects of debt may all play a role By Solomon Israel, CBC News Posted: Jun 29, 2017 Canadians have heard the message over and over again, from the Bank of Canada, the Parliamentary Budget Office and even the credit industry itself: Personal debt levels are alarmingly

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12
Jul

What to Expect when you’re expecting a couch

What To Expect When You’re Expecting A Couch Rebecca Vogels, Contributor Contributor, Huffington Post Apr 09, 2017   Real estate agents are not only in the business for houses and apartments, but above all, are selling an illusion of who you could be. Are you someone who hosts large dinner parties with the socialites of the century? Or are you

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12
Jul

5 things to focus on before the bank of Canada raise rates

5 things to focus on before the Bank of Canada raise rates By Pattie Lovett-Reid The Bank of Canada Governor Stephen Poloz and others have signalled interest rates are headed higher and it could happen as soon as July 12. It has been seven years since we have seen an interest rate increase, and it has been a long time since

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5
Jul

5 cheap home renovations that will give you lots of bang for your buck

5 cheap home renovations that will give you lots of bang for your buck By Erica Alini National Online Journalist, Money/Consumer  Global News   Renovations. For most homeowners the word conjures up pictures of granite kitchen countertops, spa-style shower systems — and having to camp out at the in-laws’ while the work is done. But there are plenty of fixes that can

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4
Jul

What happens when you don’t pay your bills?

What happens when you don’t pay your bills? Aaron Broverman,Yahoo Finance Canada Wed, May 24 7:00 AM EDT   If you ever forgot to pay your credit card bill, or couldn’t pay your hydro bill, do you know what would happen? Sure, your credit rating goes down and collections might be called, but there are many details and nuances that

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29
Jun

markets ‘bashed over the head’ as bank of Canada hints at rate hike

Markets ‘bashed over the head’ as Bank of Canada hints at rate hike Debt-laden Canadians can’t say they haven’t been warned. Bank of Canada officials have been beating the hawkish drum in recent weeks, but not everyone was fully convinced about a rate hike until Governor Stephen Poloz doubled down Wednesday on the tough talk. Surely oil in the mid-40s

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27
Jun

6 depression-era money lessons my grandparents taught me

6 Depression-Era Money Lessons My Grandparents Taught Me Tracie Fobes Wed, Jun 21 My grandparents were only children in the Great Depression, and they learned a lot from their own parents during that difficult time. When they first were married, they had no money at all. They were very, very poor. But they were happy. These two amazing people taught me many

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26
Jun

5 small backyard ideas to make your cramped outdoor space feel like versialles

5 Small Backyard Ideas to Make Your Cramped Outdoor Space Feel Like Versailles These backyard ideas will make your small space look and feel BIGGER. Don’t think of your microscopic yard as a curse. So what if it’s technically a small concrete slab that baaarely accommodates a half-sized Weber grill? Or if your flagstone patio is just big enough for

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